Tennessee’s Trucking Insurance Marketplace

Most Tennesseeagents don’t specializein trucking.Yours might be one of them.

We connect Tennessee truckers and fleet owners to agents who eat, sleep, and breathe commercial auto insurance — with access to 11+ carriers, including exclusive markets no other agent can touch.

No cost. A real specialist contacts you within hours.

11+ Carriers in TN
Agent within hours
⭐ 4.9 / 5 rating
Est. Quote
$2,840
Est. annual premium / unit
Liability$1,200,000
CargoIncluded
vs. last policy↓ 18% saved
Carriers compared
+

Why Tennessee Truckers Choose RigInsure

State-specific expertise and markets built for Tennessee operations

🛣️

Memphis is the #1 freight hub in the US — FedEx headquarters and massive intermodal operations

⚡

I-40 corridor connects East and West Coast freight through Tennessee

🏙️

Nashville's growth is driving increased last-mile and construction freight demand

11+ Carriers Available in Tennessee

We shop your quote across every carrier to find you the best rate

AAISAmTrustBrazos/BSRBulldog NationalFirst LightNTA GeneralCanalNirvanaSouthwindBerkley Small BusinessMaximum Prime

Serving All of Tennessee

Truckers from every corner of the state

Memphis
Trucking Insurance
Nashville
Trucking Insurance
Knoxville
Trucking Insurance
Chattanooga
Trucking Insurance
Clarksville
Trucking Insurance

The Problem

Every other agent is quoting
the same 4 companies.

What most truckers get
✗ Progressive
✗ Geico
✗ Coverwhale
✗ Berkshire Hathaway
Average annual premium
$42,000
Quoted by agents who treat trucking as a side gig
VS
What RigInsure gets you
✓ 45+ carriers — including exclusives
✓ Specialist agents only
✓ Rates negotiated with underwriters
✓ Guaranteed pricing — no spikes
Average annual premium
$18,000
Shopped by specialists across 45+ carrier markets
Truckers coming to us from the Big 4 save an average of $24,000 per year.

Quality takes time

Instant quotes are costing
truckers thousands.

⚡
“Instant Quote” from a typical agent
Fast, but costly
✗ Quoted from 4 carriers only
✗ Not reviewed by an underwriter
✗ Rate is not guaranteed
✗ 1–6 months later: cancelled or premium jumps
“That’s why your rates went up ‘out of nowhere.’”
🔒
The RigInsure quote
Done right
✓ Shopped across 45+ carriers
✓ Negotiated 1-on-1 with underwriters
✓ Rate is locked — won't change
✓ 24–48 hours to do it right
“The extra time is the guarantee.”

Our process

Simple. Thorough.
Done right.

01
Tell us about your operation
Fill in your rig, drivers, and coverage needs. Takes about 5 minutes.
02
Get matched with a specialist
A dedicated trucking insurance agent contacts you within hours. Not a generalist — someone who only does this.
03
They shop every market
Your agent works across 45+ carriers and negotiates directly with underwriters to lock in your rate.
04
Review your options, bind your policy
No pressure. Your agent walks you through every option. You pick. They handle the rest.

Why RigInsure

Built different.
For truckers.

🎯
Agents who only do trucking
Every agent in our network specializes exclusively in commercial auto. They know the filings, the carriers, and the underwriters by name. Unlike most agents who do trucking on the side.
🏦
45+ carriers, including exclusives
More markets means more competition for your business. Some of our carriers aren't available through any other agent — anywhere.
🔒
Rates that don't change
We negotiate directly with underwriters. The price you're quoted is the price you pay — guaranteed. No surprise spikes 6 months in.
🚛
Every truck type covered
New ventures, box trucks, dump trucks, hotshots, flatbeds, reefers, owner-operators. If it's a commercial vehicle, we have a specialist for it.

Coverage

Whatever you’re hauling,
we’ve got you covered.

🚛
Semi / Tractor-Trailer
📦
Box Trucks
🏗️
Dump Trucks
🎯
Hotshots
❄️
Reefer / Refrigerated
🔩
Flatbeds
🆕
New Ventures
👤
Owner-Operators

Real results

Truckers who made the switch.

“I was quoted $41,800 with Progressive. My RigInsure agent came back at $17,200 with a carrier I'd never even heard of. Same coverage, better policy. I almost didn't believe it until I signed the paperwork.”

Marcus T.
Owner-Operator · Dallas, TX

“I had a bad agent before. Didn't file my MCS-90 right and I didn't find out until I had an incident. RigInsure matched me with someone who actually knew what they were doing. Night and day difference.”

Darius W.
Flatbed Operator · Atlanta, GA

“Brand new venture, nobody wanted to touch me. RigInsure found me three quotes in 36 hours. I was on the road insured by Monday.”

Jennifer R.
New Venture · Phoenix, AZ

FAQ

Common questions.

Are you an insurance agency?+
Why does it take 24–48 hours when other agents quote instantly?+
What carriers do you work with?+
How much does it cost to use RigInsure?+
Do you cover new ventures?+
What if I already have insurance?+
What's the difference between using RigInsure vs calling an agent myself?+
Don’t find out your agent was wrong

at the side of the road.

Get connected with a specialist who negotiates your rates directly with underwriters — guaranteed pricing, 45+ carriers, zero cost to you.

No spam. A real specialist contacts you within hours.